Claim reports (CM)
All claims received by insurance companies or authorised agents are entered in the CIS database. It doesn’t matter who is at fault or whether a claim will or will not be paid under the terms of the policy. It is simply about the fact that a person has made a claim on their insurance. Only factual information and the personal details of the people involved in the claim are registered.
Motor Traffic Guarantee Fund (WBF)
If an uninsured car, motor bike, moped etc. is involved in a collision, the details of the registered keeper, owner and driver of the vehicle are registered in the CIS database.
Confidential notices (VM)
In certain circumstances an insurance company or authorised agent has the right to cancel an insurance policy itself. It can only do so if this is stated in the policy terms and conditions for the insurance products concerned. For example, if an insured person does not meet their obligations, an insurance company or authorised agent may decide to cancel the policy. If the policy is cancelled because the insured person has not fulfilled their part of the agreement, this cancellation can be registered in the CIS database.
Note that if you cancel an insurance policy yourself, the cancellation won’t be registered in the CIS database.
Driving disqualification (OBM)
The Ministry of Transport, Public Works and Water Management has given its approval for driving disqualifications to be registered in the CIS database. It is important for a motor vehicle insurance company or authorised agent to know whether an insured person has been temporarily or permanently disqualified from driving. The information on the disqualification is submitted by the Public Prosecution Service after the person has been disqualified from driving by a court.
NB: If a driving disqualification is registered in the CIS database and you disagree with the fact that it has been registered, CIS can’t act as an intermediary. To discuss the appropriateness of a registered driving disqualification, please contact the public prosecutor’s office at the court that issued the disqualification.
External Reference Index (EVR)
This contains information on insured people or other people or companies who have intentionally deceived the insurance company or its authorised agents,
such as, for example, people who have committed or attempted to commit insurance fraud.
People who did not tell the whole truth about their insurance history or criminal record when applying for a new insurance policy may also receive an EVR.